Real estate appraisal services for homeowners in the city of Jefferson City and Cole County
Check out the top 7 reasons why MO homeowners hire The Nunn Company Residential Appraisals LLC:
Do you own a house in or near Jefferson City? Do you need help deciding the value of your real estate?
We at The Nunn Company Residential Appraisals LLC understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at The Nunn Company Residential Appraisals LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are seasoned in helping people just like you remove unwanted PMI insurance.
Challenge Tax Assessment
Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from The Nunn Company Residential Appraisals LLC is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
If your property is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. The Nunn Company Residential Appraisals LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? The Nunn Company Residential Appraisals LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.